Is a Work Study Program Right for You?

For most the financial burden of pursuing a master’s, PhD or JD degree needs to be considered carefully, especially with tuition costs ranging from $20,500 to $45,500, or more, depending on the institution or field of study*.

Scholarships, employer reimbursements and fellowships are just a few ways graduate students can offset tuition costs without the need to pay them back, unlike loans.

However, for those who need other options, participating in work study programs may have more than just monetary benefits. It can also provide invaluable experience and skills that may translate to more job opportunities post-graduation.

Federal work study programs (FWS) are government funded opportunities for students to help alleviate some costs.

If your institution offers work-study programs, check with the financial aid office who can provide more information about how to qualify for a position.

Work-study jobs are mostly on-campus, with roles in the library, cafeteria, or academic departments while some positions, like tutoring, may be off campus. Many schools aim to match jobs with your field of study to create a better experience for both you and the institution.

To apply for a work-study program, indicate your interest on the Free Application for Federal Student Aid (FAFSA^®). Apply early if possible as aid is awarded on a first-come, first-served basis. If accepted, you’ll need to find and apply for a position by submitting your resume and preparing for an interview. Your financial aid advisor can help with job opportunities.

It's important to remember that work study programs are meant to alleviate some of your financial responsibilities for grad school. It can be used in conjunction with scholarships, grants, fellowships and loans.

What makes work-study programs different than other forms of financial aid is that it gives you invaluable work experience that may be helpful when looking for a full-time job after you’ve earned your degree. Having a work-study experience on your resume or CV will show potential employers that you can juggle school and work responsibilities, you have a good work ethic and you gained valuable real-world experience.

Bottom Line: As a grad student, participating in a work-study program can help alleviate some financial obligations and provide practical work experience. Remember these programs are open to grad students of all ages and can be used in conjunction with other financial aid options. Be sure to research your work-study options as they may well be worth your while in the long run.

*Average cost of a master’s degree, Average cost of a Ph.D.,Average cost of a JD